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Agreements, Policies, Disclosures and Disclaimers — Figure Markets, Inc. and subsidiaries

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Figure Markets Exchange Disclosures

Cryptocurrency Disclosure
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Democratized Prime General Terms and Conditions 9.5.25
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Securities Investor Protection Corporation Brochure
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Figure REIT Form 8937

Figure Payments Corporation Disclosures

Money Transmission Disclosures
NMLS Consumer Website
Figure Pay Account Agreement

Figure Certificate Company

Figure Certificate Company Disclosures for Advertising
Prospectus - Stablecoin
Secured Overnight Financing Rate Data

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Investing in cryptocurrencies involves significant risks. Cryptocurrency trading is not available in NY. Please click here for risk disclosures on investing and trading in cryptocurrencies.
Past performance, whether actual or indicated by historical tests of strategies, is no guarantee of future performance or success. There is a possibility that you may sustain a loss equal to or greater than your entire investment regardless of which asset class you trade (public or private equities, fixed income, closed-end funds or cryptocurrencies); therefore, you should not invest or risk money that you cannot afford to lose. Trading in public and private stocks, fixed-income products, closed-end funds or cryptocurrencies, and the use of online trading, is not suitable for all investors.
Digital currency is not legal tender, is not backed by the government, and digital currency held in wallets are not subject to FDIC or SIPC protections.
Prior to account opening, customers must read the relevant risk disclosure statements on our Disclosures page. System access and trade placement and execution may be delayed or fail due to market volatility and volume, quote delays, system and software errors, Internet traffic, outages and other factors.
Securities trading is offered to customers by Figure Securities, Inc. using its Alternative Trading System (ATS). Figure Securities, Inc. is registered with the Securities and Exchange Commission (SEC) and is a member of the Financial Industry Regulatory Authority (FINRA). Registration with the SEC does not imply a certain level of skill or training. SEC registration does not mean the SEC has approved of the services of the broker-dealer.
Figure Securities is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Figure Securities' SIPC coverage is available only for securities and for cash held in connection with the purchase or sale of securities, in equities and equities options accounts. An explanatory brochure is available upon request or at www.sipc.org.
Figure Payments Corporation offers self-directed investors and traders cryptocurrency services. It is neither licensed with the SEC or the CFTC nor is it a Member of NFA. Figure Payments Corporation's NMLS ID number is 2033432, and is located at 100 West Liberty Street, Suite 600, Reno, NV., 89501. You can verify Figure Payments licensing status at the NMLS Consumer Access website. Click here for Figure Crypto's state license and regulatory disclosures.
Figure.com | Licenses | ©2025 Figure Lending LLC dba Figure | 650 S. Tryon Street, 8th Floor, Charlotte, NC 28202 | (888) 819-6388. NMLS # 1717824 | For licensing information, go to www.nmlsconsumeraccess.org

Crypto loans are offered to U.S. borrowers by Figure Lending LLC. This product is not available to U.S. residents of DC, ID, IL, KY, MD, MS, SD, TX, VT, or VA.
Figure Securities, Inc., Figure Certificate Company, Figure Investment Advisors LLC, Figure Payments Corporation, Figure Markets Credit LLC, Figure Markets Ireland Limited, and Figure Markets, Inc. are each wholly owned subsidiaries of Figure Technology Solutions, Inc. Products and services of all of these entities are offered under the Figure Markets brand. NOTE FOR INVESTORS: When applying for, accounts, subscriptions, products and services, it is important that you know which company you will be dealing with. Please click here for further important information explaining what this means.
Figure Markets Ireland Limited (Figure Markets Ireland) is a private limited company whose registered office at 33 Sir John Rogerson's Quay, Dublin 2, D02 XK09. Company registration number 753781. Figure Markets Ireland is registered and supervised by the Central Bank of Ireland for Anti-Money Laundering and Countering the Financing of Terrorism purposes only (C528839).